Legal / Terms of Service

Terms of Service

Effective Date: 25 June 2025   |   Last Revised: 28 June 2026

Important Notice

Harvst Capital is not a licensed financial adviser, broker, or investment firm. All content generated by this platform, including AI-produced research, verdicts, and analysis, is provided for informational purposes only and does not constitute investment advice, a recommendation to buy or sell any security, or an offer of any financial product or service.

01

Acceptance of Terms

By accessing or using the Harvst Capital platform, website, dashboard, or any associated services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms in their entirety, you must immediately cease use of the Service.

These Terms constitute a legally binding agreement between you ("User") and Harvst Capital ("Operator", "we", "us", or "our"). Your continued access to or use of the Service following any amendment to these Terms constitutes acceptance of the revised Terms.

We reserve the right to update, modify, or replace these Terms at any time. The most current version will always be published at this URL, with the effective date indicated at the top of the page.

02

Definitions

In these Terms, the following words and expressions have the meanings set out below unless the context otherwise requires:

  • "Service": The Harvst Capital platform in its entirety, including the web dashboard, all AI agent outputs, APIs, and any associated features or functionality.
  • "Platform": The technical infrastructure through which the Service is delivered, including the website, dashboard interface, and backend AI agent systems.
  • "User": Any individual or entity that accesses or uses the Service in any capacity, whether through authenticated login or otherwise.
  • "Operator": Harvst Capital, Kingdom of Bahrain, being the entity that owns and operates the Service.
  • "Content": All text, data, analysis, verdicts, signals, ratings, price targets, reports, charts, and other materials made available through the Service.
  • "AI Output": Any Content generated, in whole or in part, by an artificial intelligence language model or autonomous AI agent operating within the Service.
  • "Third-Party Data": Market prices, financial metrics, news, and other data sourced from external providers including but not limited to Yahoo Finance, Tavily, and Anthropic, over which the Operator has no editorial control.
03

Nature of the Service

Harvst Capital is a proprietary, AI-powered investment research platform. The Service consists of automated market data aggregation, AI-generated analysis, sentiment monitoring, sector intelligence, and portfolio research outputs delivered via a web dashboard and messaging integrations.

The Service is provided for information and research purposes only and is not intended for trading or execution purposes. Nothing on this platform, including any buy, sell, or hold signal, conviction rating, price target, or agent output, constitutes personalised financial advice, a solicitation, or a recommendation to take any specific investment action. All outputs are generated by artificial intelligence models and are provided without warranty as to accuracy, completeness, or fitness for any particular purpose.

The Service is not regulated by any financial authority in Bahrain, the United Kingdom, the United States, or any other jurisdiction. It does not operate as a licensed investment adviser, portfolio manager, broker-dealer, or financial intermediary.

04

Eligibility

Access to the Service is restricted to individuals who:

  • Are at least 18 years of age or the legal age of majority in their jurisdiction, whichever is greater.
  • Have the legal capacity to enter into a binding agreement under applicable law.
  • Are not prohibited from receiving or using services of this nature under the laws of any applicable jurisdiction.
  • Are accessing the Service solely for personal, non-commercial research purposes unless otherwise agreed in writing.

By using the Service you represent and warrant that you are at least 18 years of age or the legal age of majority in your jurisdiction, and that you have the full legal capacity to enter into this binding agreement. If you do not meet these requirements, you must not access or use the Service.

05

User Accounts & Access

Access to certain areas of the Service requires authenticated credentials. You are responsible for maintaining the confidentiality of any login credentials issued to you. You agree to:

  • Provide accurate and complete information when creating or maintaining an account.
  • Notify us immediately of any unauthorised access to or use of your credentials.
  • Not share, transfer, or permit any third party to use your credentials.
  • Not attempt to circumvent, bypass, or defeat any authentication or access-control mechanism.

The Operator reserves the right to suspend or terminate any account at any time, with or without cause, and without prior notice, including for breach of these Terms or conduct that the Operator, in its sole discretion, deems harmful, inappropriate, or inconsistent with the intended use of the Service.

06

Intellectual Property

All content, technology, interfaces, design, architecture, agent logic, prompt engineering, and other materials comprising or relating to the Service, including but not limited to the Harvst Capital name, logo, dashboard layout, and all AI-generated research outputs, are the exclusive intellectual property of the Operator and are protected by applicable copyright, trademark, and trade secret laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for personal, non-commercial research purposes only. This licence does not permit you to:

  • Copy, reproduce, distribute, or republish any content from the Service.
  • Modify, create derivative works from, or reverse-engineer any part of the Service.
  • Scrape, crawl, or systematically extract data from the Service by automated means.
  • Use any content from the Service for commercial purposes, training machine-learning models, or any purpose beyond personal reference.
  • Remove or alter any copyright, trademark, or proprietary notices.

Any use of the Service beyond the scope of the limited licence granted herein is strictly prohibited and may give rise to civil and criminal liability.

07

AI-Generated Content Disclaimer

The Service employs large language models and autonomous AI agent frameworks to generate research outputs, market analysis, sentiment assessments, sector signals, and portfolio commentary. You acknowledge and accept that:

  • AI-generated content may contain errors, omissions, hallucinations, or outdated information.
  • AI outputs reflect probabilistic inference, not verified fact, and are not a substitute for independent professional financial, legal, or tax advice.
  • Conviction ratings, buy/sell/hold designations, and price targets produced by the Service are algorithmic estimates and carry no guarantee of accuracy or future performance.
  • The Operator does not manually review every AI-generated output before publication to the Service.
  • Market data used as input to AI agents is sourced from third-party providers and may be delayed, incomplete, or erroneous.

You agree that you will exercise your own independent judgment before making any investment or financial decision, and that you will not rely solely on any output produced by the Service. Past analysis is not indicative of future results.

AI OUTPUTS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. THE OPERATOR EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, INCLUDING AS TO THE ACCURACY, COMPLETENESS, TIMELINESS, OR FITNESS FOR PURPOSE OF ANY AI-GENERATED CONTENT. YOU ASSUME THE ENTIRE RISK ARISING FROM YOUR RELIANCE ON ANY AI OUTPUT DELIVERED THROUGH THE SERVICE.

08

Conflict of Interest

The Operator may hold long positions in any security discussed, analysed, or covered by this platform, including current and former holdings in the Operator's own portfolio. These positions are held for the Operator's own account and change over time as the platform's AI agents execute trades, without separate notice on this page.

The existence of these positions creates a potential conflict of interest. The Operator has a direct financial interest in the price performance of securities covered by the Service. AI-generated research, verdicts, and analysis produced by this platform may therefore reflect, consciously or otherwise, a bias toward outcomes that are favourable to the Operator's existing positions.

The Operator makes no representation that any content, output, or analysis produced by the Service is free from such conflicts. You must conduct your own independent analysis and should not rely on any content from this platform without accounting for the possibility that it reflects the Operator's financial interests.

You acknowledge that the Operator is not a neutral third-party research provider. All outputs generated by this Service should be evaluated with this conflict in mind.

09

Investment Risk Disclaimer

Investing in financial instruments involves substantial risk, including the possible loss of principal. The value of investments can fall as well as rise, and past performance is not a reliable indicator of future results. Securities discussed on this platform may not be suitable for all investors.

You should carefully consider your own investment objectives, financial situation, risk tolerance, and liquidity needs before making any investment decision. If you are uncertain about the suitability of any investment, you should seek advice from an independent, licensed financial adviser in your jurisdiction.

10

Limitation of Liability

To the maximum extent permitted by applicable law, the Operator, its affiliates, agents, licensors, and service providers shall not be liable for any:

  • Direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, the Service.
  • Financial losses, trading losses, loss of profits, loss of data, or loss of goodwill arising from reliance on any content or output produced by the Service.
  • Errors, inaccuracies, or omissions in any AI-generated research, market data, or analysis.
  • Unauthorised access to or alteration of your account or data.
  • Interruptions, outages, or failures of the Service for any reason, including scheduled maintenance or technical failure.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE OPERATOR DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

In no event shall the Operator's aggregate liability to you for all claims arising out of or relating to these Terms or the Service exceed the greater of: (a) the total amount paid by you to the Operator in the twelve (12) months preceding the claim; or (b) US$100.

11

Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Operator, and its successors, assigns, licensors, and service providers, from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable legal fees) arising out of or relating to:

  • Your access to or use of the Service, or any action taken by you in reliance on any Content or AI Output produced by the Service.
  • Your violation of any provision of these Terms.
  • Any claim that your use of the Service infringes or misappropriates the intellectual property rights or other rights of any third party.
  • Any misrepresentation or breach of any warranty or representation made by you in or pursuant to these Terms.
  • Any breach of any covenant, obligation, or agreement in these Terms.

The Operator reserves the right, at your expense, to assume exclusive control of the defence and settlement of any matter subject to indemnification by you. You agree to cooperate fully with the Operator in the defence of any such claim. You must not settle any such matter without the prior written consent of the Operator.

12

Force Majeure

The Operator shall not be liable for any failure or delay in performing its obligations under these Terms if and to the extent such failure or delay is caused by circumstances beyond the Operator's reasonable control, including but not limited to:

  • Acts of God, natural disasters, floods, earthquakes, storms, or other extreme weather events.
  • Failure or interruption of cloud infrastructure, internet service providers, or telecommunications networks.
  • Disruption, rate-limiting, or discontinuation of any third-party API or data provider (including but not limited to Anthropic, Tavily, or Yahoo Finance).
  • Acts of any government, regulatory authority, or court of competent jurisdiction.
  • Pandemic, epidemic, or public health emergency.
  • Cyberattack, denial-of-service attack, or other malicious act by a third party directed at the Service or its infrastructure.

In any such event, the Operator's obligations shall be suspended for as long as the force majeure event continues and for a reasonable period thereafter. The Operator will endeavour to notify Users of any material service disruption where it is reasonably practicable to do so.

13

Entire Agreement & Severability

These Terms, together with the Privacy Policy and any other policies or notices published by the Operator on the Service, constitute the entire agreement between you and the Operator with respect to the subject matter herein, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Service.

If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions of these Terms shall continue in full force and effect and shall not be affected or impaired by the invalidity or unenforceability of any single provision.

14

Waiver

No failure or delay by the Operator in exercising any right, power, or remedy under these Terms shall operate as a waiver of that right, power, or remedy. No single or partial exercise of any right, power, or remedy shall preclude any other or further exercise thereof, or the exercise of any other right, power, or remedy.

No waiver of any provision of these Terms shall be effective unless made in writing and signed by the Operator. A waiver of any breach or default shall not constitute a waiver of any subsequent breach or default of the same or any other provision.

15

Assignment

You may not assign, transfer, delegate, or sublicense any of your rights or obligations under these Terms without the prior written consent of the Operator. Any purported assignment in violation of this section is null and void.

The Operator may assign, transfer, or delegate any or all of its rights and obligations under these Terms at any time, including to any successor entity, acquirer, or affiliate, without notice to you and without your consent. These Terms shall be binding upon and inure to the benefit of the parties and their respective permitted successors and assigns.

16

Prohibited Conduct

You agree that you will not, under any circumstances, use the Service to:

  • Engage in any activity that violates any applicable local, national, or international law or regulation.
  • Attempt to gain unauthorised access to any system, account, or data associated with the Service.
  • Transmit any malicious code, virus, or other harmful component to or through the Service.
  • Engage in market manipulation, front-running, or any other prohibited securities activity based on non-public information derived from the Service.
  • Reproduce, redistribute, or commercially exploit any content from the Service without prior written authorisation.
  • Use the Service in any manner that could impair, disable, overburden, or damage the infrastructure of the Service.
  • Impersonate the Operator, any agent, or any other person or entity in connection with the Service.
  • Circumvent any geographic, access-control, or authentication restriction implemented by the Operator.

Violation of any prohibited conduct provision may result in immediate termination of your access and, where applicable, referral to relevant law enforcement or regulatory authorities.

17

Modifications to the Service

The Operator reserves the right, at its sole discretion and at any time without prior notice, to:

  • Modify, suspend, or discontinue the Service or any part thereof, temporarily or permanently.
  • Alter the features, functionality, interface, pricing, or access tiers of the Service.
  • Change the underlying AI models, data providers, or agent architecture powering the Service.

The Operator shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service. Where practical and commercially reasonable, the Operator will endeavour to provide reasonable advance notice of material changes affecting access.

18

Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Kingdom of Bahrain, without regard to its conflict of law provisions.

Step 1: Notice of Dispute

Either party wishing to raise a dispute must first send written notice of the dispute to the other party describing the nature of the claim in reasonable detail. Notices to the Operator must be submitted by email to legal@harvstcapital.com.

Step 2: Good Faith Negotiation

Following the notice of dispute, the parties shall attempt in good faith to resolve the dispute through informal negotiation for a period of thirty (30) calendar days from the date the notice is received. Both parties agree to engage genuinely in this process before initiating any formal proceedings.

Step 3: Formal Proceedings

If the dispute is not resolved within the thirty (30) day negotiation period, either party may submit the matter to the exclusive jurisdiction of the courts of the Kingdom of Bahrain, which shall have sole and exclusive jurisdiction to determine all disputes arising from or relating to these Terms or the Service.

19

Contact Information

If you have any questions, concerns, or requests relating to these Terms of Service, or wish to report a potential violation, please contact:

Harvst Capital Kingdom of Bahrain
Email: legal@harvstcapital.com

We aim to respond to all legitimate enquiries within five (5) business days. Requests submitted through channels other than those listed above cannot be guaranteed a response.